Do My Long Term Disability Payments Affect My Social Security Payments?
The short answer: Yes. It’s called an “offset.” Payments from a long-term disability policy can (and very likely will) be reduced by the amount you receive from Social Security. This is true whether you receive SSI or SSDI. The Herren Law Firm understands the process and can help you manage your claim and get you […]
Can You Be Fired While On Long-Term Disability?
Long-term disability can be confusing. The disability payments, insurance filings, doctor visits and everything that goes along with it. Eventually, you’ll be ready to go back to work. But will your job still be there? It Can Happen Your employer can’t fire you just because you are on long-term disability, or because of your disability. […]
What’s the Difference Between Long-Term Disability and Short-Term Disability?
Have you just started a new job, and heard a lot of different terms in orientation about “disability?” Are you faced with the possibility of being on disability, and don’t understand everything? At the Herren Law Firm, we understand the process of disability insurance and filings, and can help when the time comes. What is […]
How long does it take for a veteran’s claim to be processed? (Video)
Transcript: A veteran’s claim process is very back-logged. Some of the claims can take years to process through the appeals process. I recently settled a claim that had been pending for five years. This is an unacceptable situation and should be addressed by congress.
How long does a long term disability claim take to be processed? (Video)
Transcript: A long term disability claim can be processed either in a short time or it could take one or two years. The reason is if the claim is allowed at the initial application stage, or perhaps at the administrative appeals stage, then the amount of time is a matter of months. However, if the […]
How much money can I expect to receive if my claim is approved? (Video)
Transcript: The amount of the benefit depends on the salary. Typically, the benefit is a percentage of the salary, for example, 60% (I’ve seen some policies which allow for 70% of the salary). It’s always some percentage of the salary. It continues during the entire period of disability up to a certain age. Typically, the […]
How Federal Debts May Affect Your SSD Paycheck
Now that you’ve gone through the Social Security disability process and started receiving your monthly benefits, you are free to use the money however you’d like. In most cases, the payments are deposited into your bank account, put onto a prepaid card, or sent to your home by check. Under federal law, creditors cannot garnish […]
What are the steps involved in filing a long term disability claim? (Video)
Transcript: The long term disability claim should first be filed with the insurance company. They will process the claim and make their, what they call the initial determination. At that point, if the claim is denied the insurance company is allowed under the ERISA Statue to review the claim at least one time, but not […]
How can a veteran pay his medical bills while the claim is being processed? (Video)
Transcript: Well that’s a very good question. Many veterans are eligible for medical care even if they aren’t eligible for cash awards. I want veterans to remember that they might also have a claim for Social Security disability. If the veteran is unable to work and has Social Security credits, then he should think about […]