Is Depression A Long Term Disability?
Depression as a disability can be a difficult thing to pin down. It can be “case of the blues” for two weeks, or something that prevents you from walking outside of your front door for a while. If you’re suffering from a depression that is more than just “a case of the blues,” you may […]
Is Your Veterans Disability Rating Inaccurate? Here’s How To Get Your Benefits
The Veterans Administration uses a rating system to determine how “disabled” someone from injuries received during military service. This is the Veterans disability rating that can be inaccurate at times if not properly performed. Your rating determines your monthly disability payments, so it’s important that you’re accurately rated for your condition. Injuries and/or illnesses must […]
What is ERISA and How Might it Affect My Long Term Disability Claim?
ERISA is short for Employee Retirement Income Security Act, established in 1974. It’s is a federal law under the US Department of Labor that “sets the minimum standards for most voluntarily established pension and health plans in private industry to provide protection for individuals in the plans.” Unfortunately, it doesn’t always work that way. ERISA […]
Can I Get Back Pay For My Veteran’s Disability?
You may have already applied for your VA disability payments. You may already be receiving your benefit payments. But are you getting what you’re entitled to? You might be eligible for back pay. Disability benefits are paid from the date of application. But because it takes a long time to receive benefits, the VA begins […]
FINALLY Get The Long-Term Disability You Deserve In 2018
If you’ve been out of work after a disabling accident, illness or injury, chances are you have a lot going on at once. Between doctor visits and other necessary outings, you’re taking care of yourself and trying to heal while dealing with insurance company requirements. But what about long-term disability? Are you trying to get […]
Getting A Divorce? Here’s How It May Affect Your Disability
It’s bad enough that you’re getting a divorce. But can it negatively impact your disability status? Divorces do tend to increase with the onset of a disability, and factors like the inability of one (or both) to take care of themselves, moving, dividing a household and alimony/support payments can make it even more difficult. If […]
A First Look At 2018 Veterans Disability Rates
If you’re receiving VA disability payments, you’re getting a raise. Check out the new veterans disability rates below. Veterans who rely on disability benefit payments saw only a small increase of .03 percent in 2017, and there were no increases in 2016. But in 2018, veterans will see full 2% increase (called cost-of-living adjustment, or […]
Can I Receive Long Term Disability While on FMLA Leave?
If you find yourself needing to take time from your job for an illness, injury, pregnancy or other reason, there are a lot of things you’ll need to address. Replacing your income via disability insurance is one important factor to consider, particularly if your leave is unexpected. Here are some things to know when going […]
How Can I Help My Elderly Family Member With SSDI?
Elderly individuals don’t always have the capacity, understanding or frame of reference to take care of their needed affairs in the face of everything online. Many seniors have gone online, taking care of their accounts and joining Facebook to keep up with faraway family members. But there are still many elderly people who just won’t […]