Why is it so difficult to get long term disability benefits? (Video)
Transcript: The federal statute known as ERISA shields insurance companies from liability. However, there is some progress being made. Some 26 states at this point in time have passed legislation that disallows the discretion that’s given to insurance companies in deciding these claims. In the future, claims will be decided on a more reasonable basis […]
4 Ways to Improve Your VA Disability Claim in Houston TX
When you or a loved one joined the military, you, like thousands of other veterans, dedicated everything to your service, giving the Army, Navy, Marines, Air Force, etc your 110%. Nevertheless, the VA is notorious for inefficiencies when getting disabled veterans their much-needed benefits. Despite your dedication, that may have left you disabled, the VA all-too-often […]
How can I find out if I have long term disability insurance? (Video)
Transcript: The first place to start is with the Human Resources Department of your employer or your former employer. The people in the Human Resources Department will know immediately whether the company offers long term disability insurance.
Getting VA Disability Benefits for Mental Conditions in Houston TX
Disabilities that are connected to a veteran’s service are not always physical and visible. Actually, it’s not really news that active military service can have dramatic and incapacitating effects on the human mind. Although “shell shock” isn’t quite the medical term that accurately describes the complexity of an affected veteran’s mental condition, thousands of veterans throughout […]
Is it necessary for a veteran to have help with his claim? (Video)
Transcript: Yes it is. As far as the initial application is concerned, the Veteran Service Organizations can help a veteran make his claim. After that claim is denied, it’s best to obtain professional advice.
What Advice Can You Give To A Veteran Applying For Benefits?
Transcript I think when they hear veterans tell me they’ve been advised to keep re-applying. Well, that’s bad advice. It’s almost always better to appeal the claim instead of re-applying.
2017 VA Disability Chart With Compensation Rates
If you’re a veteran who was injured or suffered a serious illness while combat, then you may be able to request disability benefits through the Department of Veterans Affairs (VA). After filing the initial claim to the VA, and proving that your disability is service connected, among other evaluations, the next step is for the […]
At what point in the process should I consider hiring an attorney?
Transcript For long-term disability claims, it’s important to have help almost immediately. You should file your claim with the insurance company on your own, but shortly after that, you should find someone to help you with your claim. The reason is because the insurance companies and their people who work for them are not your […]
What is “Gainful Employment” for Long Term Disability?
When trying to better understand long-term disability, or when applying for disability benefits for your long-term disability, one term that you may come across is “gainful employment.” In short, this term refers to an LTD applicant’s ability to work, and if an individual is unable to engage in a substantial gainful activity (SGA), then he/she may be […]