How Does Divorce Affect Social Security Survivors Benefits?
One of the most important parts of financial security for retired and widowed individuals is Social Security. This is especially important for women, since women characteristically are younger than their spouses but outlive them. One of the lesser-discussed topics of Social Security is the survivors benefits paid to spouses, children, and occasionally parents of a […]
What Are The Most Common VA Disabilities?
Veterans can develop a wide range of illnesses after their tours of duty end and they return to civilian life. Much attention is given to the veterans who are experiencing things like PTSD (post-traumatic stress disorder), but not everyone has it. Some veterans may just find themselves with a fair amount of joint pain from […]
Can I Get VA Benefits For Hearing Loss In Houston, TX?
You may have noticed that you’re not hearing as well as you did before, or you keep asking people to repeat something. Did this happen during your time on active duty? Hearing Loss Can Affect Anyone Most people think of age-related hearing loss (the loss of the hair-like cells in your inner ear), or […]
In Houston, TX, Does My Wife Get My Veterans Disability Income If I Die?
As a disabled veteran, one of the things that may you may be concerned about is the fate and welfare of your spouse and family after your passing. It’s a difficult subject, but one you may need to give thought to in respect to your will and other estate planning matters. If your Veterans disability […]
Long Term Disability Death Benefits In Houston, TX
It’s difficult enough when you or a family member has to apply for long-term disability, especially if there is a terminal or progressive, degenerative illness, such as ALS, or an injury that will never heal. What’s even more difficult to think about is when the time comes that you or your loved one passes away. […]
Taxation of Disability Benefits in Houston, TX
One of the less-discussed parts of getting disability benefits is what happens when it becomes tax time. Do you pay taxes on these benefits? The answer depends on what type of benefits you receive, and how you receive them. Long Term Disability Insurance Taxes on LTD insurance comes down to one question: who paid for […]
Disability Claims for Mental Disorders in Houston, TX
Applying for disability benefits for a physical condition is a time-consuming task long before you begin receiving monthly payments. But filing disability claims for mental disorders can be considerably more difficult in Texas, where more than 70% of initial claims are denied. Although the Social Security Administration does recognize mental illness as something that can […]
Veterans Disability For Autoimmune Diseases In Houston, TX
Autoimmune diseases encompass a number of different conditions that share one common trait: they attack the body’s tissues as if it were a pathogen by producing specific antibodies to attack the healthy cells. Doctors aren’t sure what triggers this biological mistake, but some people are more likely to have it than others. Science has identified […]
What Is ERISA And What’s The Connection To Houston Disability Benefits
If your employer covers your benefits package, it’s likely governed by ERISA. Most employer-sponsored plans are ERISA-regulated, except for privately-purchased policies or those provided by governmental agencies, churches or church-owned hospitals. Despite the title and description, getting disability benefits isn’t always as simple as filling out forms and waiting for a check. Although ERISA was […]
