Houston Disability Claim Attorney
Hartford Disability Insurance Claim Denials
The Hartford Financial Services Group, Inc. has remained a prominent and popular short- and long-term disability insurance provider throughout Texas. The Hartford provides short-term insurance for a variety of conditions, including maternity leave, whiplash, surgery recovery, herniated disks, broken bones, and more; it also provides long-term disability insurance for sprains and strains, heart attacks, strokes, back pain, pneumonia, pregnancy complications, rheumatism, and more.
Unfortunately, many Hartford policyholders find themselves without the needed coverage when an injury or illness occurs. The Hartford has also been the subject of several lawsuits for unfair disability insurance claim denial as well as bad faith claims. If you or a loved one has received a claims denial for a legitimate claim for benefits, you may need to seek the benefit of a skilled attorney experienced in disability insurance claims.
Located in Houston, TX, Herren Law has helped many clients fight through a disability claims denial, and we can represent your case while filing an appeal. Whether you have employer-provided insurance or a private policy, we can also help file a lawsuit and represent your claims in Texas civil courts. If Hartford denied your short- or long-term disability claim, call Herren Law in Houston today!
Disability Insurance Denials and Bad Faith
When applying for a disability insurance policy with an insurance company, that company has a legal duty to act in good faith and fair dealing. Insurance companies who have failed to uphold this responsibility may be liable for bad faith practices, and the victim may be able to sue. The claims denial process employed by The Hartford might not always involve cases of bad faith, but this company’s handling of policyholder claims have resulted in a few federal lawsuits.
If you or a loved one receives a claims denial, or other unnecessary complications from The Hartford regarding a disability claim, then you may be the victim of some nefarious practices. Some strong indicators of wrongful conduct could include:
- Continuing requests for medical records followed by unreasonable delays in making a decision regarding your claim
- Unfair surveillance or other invasive investigations to capture claimants in actions that The Hartford can use to deny or terminate a claim
- Using physicians paid by Hartford to review and evaluate a claimant’s medical records
- Using adjusters to take the victim’s statement in a way that puts the victim at a disadvantage
Additionally, if your short term or long term disability insurance is through an employer-provided policy, then a lawsuit may fall under ERISA.
How a Disability Insurance Claim Lawyer Can Help
Two of the more common reasons for a disability benefits denial include:
- Insufficient or inadequate medical evidence
- Problems with paperwork or documentation
Following an injury or illness that keeps you from working, a benefit denial can affect your financial stability. As such, it may be helpful to have a legal representative who’ll go through your Hartford disability claim with you and, if necessary, represent you and your claim at the negotiating table or in Texas civil courts. An experienced disability insurance attorney strives to maximize your chances of success.
Call Herren Law in Houston, TX, Today!
Attorney William Herren has helped over 4,000 individuals with their disability claims over 30 years, and by calling Herren Law in Houston, you can get esteemed legal representation. The disability claims process can be fraught with complications, especially for the unrepresented individual, and a simple missed deadline or an unclear statement can result in a claims denial.
We work on a contingency basis, and you won’t be charged a fee unless we win your case. To speak with Herren Law regarding your case, call our Houston office at (713) 682-8194. We look forward to hearing from you.
