Hiring a VA-Certified Veterans Disability Lawyer

When applying for disability benefits through the Department of Veteran’s Affairs (VA), it’s important to be prepared for a long and frustrating process. For this reason alone, you should highly consider having an experienced veterans disability lawyer in Houston to help you navigate the VA disability claims processes so that you can reduce the number of headaches and complications.

Although a veterans disability lawyer cannot speed up the process, the legal assistance you’d receive from an attorney can help ease the process while fighting to get you more of the benefits that you’re entitled to.

Hiring a VA-Certified Veterans Disability Lawyer in Houston TX

At Herren Law, Houston veterans disability lawyer William Herren is VA-certified, and whether you applied for disability benefits and received a denial letter and intend to file an appeal, or you need a discharge upgrade to qualify for VA benefits, we at Herren Law have the experience and legal know-how to diligently represent your claim and vigorously fight for the benefits you deserve.

For a free, no-obligation consultation with attorney Herren, call our Houston law firm today at (800) 529-7707.

How to Find the Right Veterans Disability Lawyer for Your Case

As a general piece of advice, you should only choose a VA-certified veterans disability lawyer who can provide you with top-level legal representation. At the same time, you should always consider the benefits of acquiring an attorney who will fully represent your interests. To better help in your search finding a veterans disability lawyer, there are two questions you should always ask, including:

  1. Is the veterans disability attorney VA-certified?

⁃ At Herren Law, Houston veterans disability attorney Bill Herren is VA-accredited with accreditation number 9806 and POA Code 48G. Attorney Herren is also admitted to practice before the U.S. Court of Appeals for Veterans Claims (CAVC).

2. How long has the attorney been practicing veterans law?

⁃ Attorney William Herren has over 30 years of experience, and we’ve helped over 4000 people with their disability claims, including veterans disability claims.

In addition to these questions, you should make sure that your attorney will help you get the earliest effective date possible for benefits. Your attorney should also help you get the highest possible rating for your disability. Lastly, veterans disability law is quite broad, and it’s important to have an attorney experienced in a wide variety of claims. For instance, at Herren Law, we can help veterans with the following military-related injuries, including but not limited to:

This list is not all-inclusive, and keep in mind that if you don’t see your condition here, you may still qualify for benefits. Call Herren Law in Houston to see if you have a case.

When to Call Your VA-Certified Veterans Disability Lawyer

You can acquire a veterans disability lawyer at any point in the claims process, whether you’re organizing the documentation or appealing a denial. On average, about 70% of veterans disability claims are denied, and so it’s likely that you may need to appeal that denial with an experienced attorney at your side (not mandatory, but highly advised). Furthermore, although we at Herren Law are located right in Houston, we work at a federal level and can represent clients from all over the United States.

Hiring a VA-Certified Veterans Disability Lawyer in Houston TX

How Much Might a Veterans Disability Lawyer Cost

One of the first questions that we hear from potential clients is, “How much will a veterans disability lawyer cost me to represent my case.” Well, attorney William Herren works on a contingency basis, meaning that you won’t owe a thing unless we win your case. Furthermore, attorney fees for representing a veteran before VA, the Board of Veterans Appeals, and Court are determined by law (see 38 U.S.C. § 5904 and 38 C.F.R. § 14.636). Additionally, all agreements for the payment of fees for attorneys must be in writing and signed by both the claimant and the attorney.

Contact Herren Law in Houston TX

At Herren Law, our mission is to help you obtain your veterans disability benefits in a timely, stress-free manner. As such, when taking on your case, we’ll work closely with you, one-on-one, and carefully listen to your case, your service in the military, and the disability you obtained due to that service. Afterward, we will thoroughly investigate the details of the case and your claim with the VA, and represent those interests at every stage of the VA disability benefits process. For a free, no-obligation consultation with attorney Herren, call our Houston law firm today at (800) 529-7707.

What is the Pre-Existing Condition Exclusion in Disability Insurance Claims?

All disability claims have limits in what they cover. If you have a group long-term disability policy, there’s a good chance that it includes a complete exclusion for any disabilities caused by a pre-existing condition. Many private long-term disability insurance policies normally include this exclusion as well. To get around this exclusion, some policies force individuals to pay higher premiums for special coverage that does not include this exclusion.

Pre-Existing Condition Exclusion | Houston TX Disability Attorney

With a pre-existing condition, whether physical or mental, you might not be able to receive benefits if your disability arises from the pre-existing conditions. By contacting Herren Law in Houston TX, long-term disability attorney William Herren fully understands the nuances of pre-existing condition exclusions in LTD policies. As such, if you are thinking of claiming disability benefits, call attorney Herren today by dialing (800) 529-7707. Free consultations are always available.

What is the Pre-Existing Condition Exclusion?

A disability insurance pre-existing condition is a mental or physical condition that the applicant has prior to the effective date of the insurance policy. If you have such a condition that you knew about or should have known about for two years prior to the effective date of the policy, then you need to look over your policy, as many LTD insurance policies won’t pay benefits for disabilities coming out of a pre-existing condition.

The company that issued the LTD insurance may deny a claim if it finds that the disability:

  • Resulted from a pre-existing condition which was not disclosed in this policy’s application; and
  • Begins within 2 years after the Policy Date

Additionally, a pre-existing condition is defined as:

  • A condition in which medical treatment was recommended by a doctor or received from a doctor within the 2 year period prior to your Policy Date; or
  • A condition that has caused symptoms within the 1 year period prior to your Policy Date, which would cause an ordinarily prudent person to seek diagnosis, care or treatment.
  • Any condition that was misrepresented or undisclosed at the time of application.

It is important to note that some insurance providers misuse the exclusion to avoid paying disability insurance claims or to delay or deny payment of legitimate claims. As such, when three years or more have elapsed since the onset of a disabling condition which manifested itself from a pre-existing ailment, then, in theory, the insurance company should pay benefits. Nevertheless, the insurance company may still deny benefits, in which it is highly advised to contact an experienced disability insurance attorney.

Disability Insurance and Pre-Existing Conditions

There are virtually endless pre-existing conditions that can form the basis of a disability. However, some of the most common pre-existing conditions to know about include, but are not limited to:

  • Pregnancy — A pregnant woman applying in her first trimester may still receive benefits; nevertheless, the insurance company may deny benefits if she is unable to continue to work as a result of complications arising from her pregnancy.
  • Diabetes — Most people with diabetes have difficulties in even getting a policy. Experts recommend getting the disease under control first to increase chances of finding an insurer.
  • Alcoholism and Drug Use — Getting a disability policy as an alcoholic or drug addict depends on how these conditions contribute to the person’s disabling health condition. A DAA determination (drug and alcohol abuse) will be used to evaluate an applicant.
  • Cancer — Cancer survivors also find difficulties in getting a policy. In general, access to insurance may depend on the individual company or Texas laws.

How to Avoid Claims From Being Denied Because of Pre-Existing Medical Conditions

To minimize the chances of your claim being denied because of a pre-existing medical condition, there are a couple of things you can do. For instance, you should be aware of the medicines you are taking, as some medicines may classify you under a high-risk group. Also, take note of any past injury treatments administered before you purchased your policy; these may be used against your claim. Lastly, simply understand that any record of treatment or surgery that shows you are prone to suffer disability can also be used to deny a claim.

Contact Disability Insurance Attorney William Herren Today!

If your insurance claim is denied due to a pre-existing condition and you might want to appeal, make sure to call Houston TX long-term disability attorney William Herren today. We offer comprehensive legal representation to make sure that your rights are protected and that your voice is heard. In the Houston area, we have helped numerous people just like you with their insurance claims, and we have the resources and legal know-how to represent your interests in front of the major insurance providers, including the Social Security Administration.

For a free, no-obligation consultation with attorney Herren, call Herren Law in Houston today at (713) 682-8194.

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