Transcript:

You should never pay up-front for legal fees or for retainer fees for a long-term disability claim. That’s risky because you can lose your money, and if you’re not working the last thing you need is to lose more money. If your claim has merit, you can find a lawyer who will take your claim on a contingent fee basis. A contingent fee means you don’t pay unless you win. You should only have a lawyer help you on a contingent fee basis and not upfront fees.